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Approximately one out of every three Americans between ages 65 and 74 has hearing loss. Nearly half of people over 75 have trouble hearing.3
Original Medicare (Part A and Part B) offers very little in the way of hearing coverage, however.
Although Original Medicare doesn’t cover hearing aids, a Medicare Advantage Plan from Anthem Blue Cross Blue Shield (Anthem) could potentially prove beneficial.
Some Anthem Medicare Advantage Plans cover routine hearing care, which may include coverage for some of the costs of hearing aids.
Diagnostic hearing tests and balance exams may be covered by Original Medicare if your doctor deems them medically necessary.
Medicare Part A and Part B, however, don’t cover hearing aids, hearing aid batteries or hearing aid fittings.
You may be able to enroll in a Medicare Advantage (Part C) Plan that includes coverage for hearing aids. Not every Medicare Advantage Plan includes hearing aid coverage, and plans may not be available in all areas.
If a Medicare Advantage Plan covers hearing aids, it might cover some of the costs associated with an ear mold, hearing aid batteries and other equipment. It may also cover certain audiological visits for fitting, adjusting and maintenance of covered hearing aids.
The average price of hearing aids in 2022 ranged from $1,000 to $4,000.4 And that’s for each hearing aid.
If you don’t have an insurance plan that covers hearing aids, you will likely have to pay for your hearing aid costs entirely out of pocket.
By law, every Medicare Advantage Plan must provide all of the same benefits offered by Medicare Part A and Part B. Some plans may offer benefits that are not covered by Original Medicare.
These benefits may include coverage for things like prescription drugs, dental, vision, and – in some cases – hearing aids.
Some Anthem Medicare Advantage Plans may offer:
Call to speak with a licensed insurance agent, and learn about Anthem Medicare Advantage Plans available in your area.
Call an experienced licensed agent at 1-866-870-3072, TTY 711, 24/7.
1 Anthem.com, “Group Medicare Health Plans for Retirees,” 2023, www.anthem.com/employer/group-medicare-retiree-plans.
2 You must continue to pay your Part B premium. $0 premium plans may not be available in all areas.
3 National Institute on Deafness and Other Communication Disorders. Age-Related Hearing Loss. (March 17, 2023). Retrieved from www.nidcd.nih.gov/health/age-related-hearing-loss.
4 Sansano, Taylor. How Much Do Hearing Aides Cost? (June 15, 2022). Consumer Affairs. www.consumeraffairs.com/health/hearing-aid-cost.html.
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This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. The provider network may change at any time. You will receive notice when necessary.
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