Privacy Policy

(Last updated: June 7, 2018)

We respect your privacy and are committed to protecting it through our compliance with this Privacy Policy. This Privacy Policy describes the types of information TZ Insurance Solutions LLC, a Delaware limited liability company (collectively, “we,” “us,” or “our”) collects from and about you when you visit our website, (the “Site”), or otherwise contact or interact with us offline (“Offline Services”).  The Site and Offline Services are collectively the “Services.”  This Privacy Policy also explains how we may use and disclose that information.

Please read this Privacy Policy and our Terms of Use carefully to understand our policies and practices regarding your personal information and how we will treat it.  By accessing, using or submitting information through the Services, you agree to this Privacy Policy and our Terms of Use.  This Privacy Policy may change from time to time and your continued use of the Services is deemed to be acceptance of such changes, so please check periodically for updates (see Changes to this Privacy Policy below).

Please note that the Services are operated in and targeted to consumers in the United States.  The Services are not intended for residents of the European Union or Canada or any other country outside the United States.  If you are located in the European Union, Canada or elsewhere outside of the United States, please be aware that any information you provide to us will be transferred to the United States and may be stored on servers in the United States. 













1. Information We Collect

There are several ways we may obtain information from or about users of the Services, including the information described below.

A. Information You Provide

We collect personal information from you when you choose to share it with us.  This may include when you use our Services, request a quote, fill out forms or fields on the Site, create or submit an application, request information from us, sign up for newsletters or our email list, participate in a survey or promotion, or when you otherwise communicate with us or request information from us, whether via email or other means. 

The personal information we collect may include your name, postal address, e-mail address, and phone number. You may also be required to provide certain information to complete an online application, request a quote, or receive certain offers. This information may include, but may not be limited to, gender, zip code, birth date, government-issued identification number (such as a Driver’s License number), Social Security Number (SSN), credit/debit card number and/or financial account information, or certain medical and health information.

B. Information Automatically Collected on the Site

Whenever you visit or interact with the Site, we may use a variety of technologies, such as cookies, web beacons, pixel tags, log files, local shared objects (Flash cookies), HTML5 cookies, or other technologies, to automatically or passively collect certain information about visitors to our Site and interactions with our emails, online advertisements and offers. 

Please note that we automatically collect the following information about you:

C. Information Collected From Other Sources

We may acquire information from other sources as follows:

We may use this information to help us maintain the accuracy of the information we collect, personalize your experience with the Services, target our communications so that we can inform you of products, services or other offers that may be of interest to you, to measure ad quality and responses, and for internal business analysis or other business purposes.

D. Combination of Information

We may combine the information we receive from and about you, including information you provide to us and information we automatically collect through our Services, as well as information collected offline, across other computers or devices that you may use, or from third party sources.

2. How We Use Your Information

A. Information Use by or on Behalf of Us

We may use the information we collect from or about you to:

Additionally, if you use the Services to connect with third party services you authorize us to use information from and about you, on your behalf, to interact with these third party services based on your requests.

B. How We Use Your Information for Interest-Based Advertising

We may use third parties to measure and target advertisements on our behalf about our products and services that are tailored to your online interests. We allow these third-party companies to use cookies, web beacons, pixels and similar technologies to collect certain data and other information about your online activity.  This information is used to display advertisements for us on the Site or across other websites, mobile applications, social media or online services that you use, or to send you promotional materials or offers via email or direct mail.

We also may display interest-based ads through Facebook, Twitter, or other social media platforms or websites.  This is done through the Facebook Custom Audiences, Twitter Tailor Audiences, or other similar business tools. These tools allow us to personalize our ads based on your shopping experience with us, without having to share your personal information with these social media platforms.  We do this only by sharing hashed information (which converts your email or phone number to a unique string of numbers and letters) that the social media platform then matches data against its own data for the limited purpose of serving advertisements (either directly to you or to other lookalike audiences).  The matched and unmatched hashes are then deleted, and are not used for any other purpose.

For information on your choices with respect to interest-based ads, see the “Interest Based Advertising Choices” section below.

3. Disclosure of Your Information

A. Information You Disclose to Third Parties

You may be presented with an opportunity to receive information and/or marketing offers from third parties in connection with this Site.  All information you disclose to such third parties will be subject to the privacy policy and practices of such third parties.  We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review the privacy policies and practices of such third parties prior to disclosing information to them.  If you later decide that you no longer want to receive communications from a third party, you will need to contact that third party directly.

B. Information We Share with Others

We may disclose the information we collect from or about you as described below:

We also may share your information as otherwise disclosed to you at the time of collection.

C. Your Requests for Quotes and Services or Submission of Online Applications

Certain portions of this Site may allow you to provide your personal information to one or more third parties, such as insurance providers (“Requested Service Providers”) in order to request a quote, services or information from Requested Service Providers (e.g., by clicking “Submit” or “get your quotes”) (a “Request”) or to submit your information to Requested Service Providers through an online application (“Application”).  If you make a Request or submit an Application, we may share, loan, rent or sell your personal information to the Requested Service Providers or other affiliates that we match with your Request or Application, your current provider, or to other third parties that may match you with a Requested Service Provider.  In addition, the Requested Service Providers and such third parties may further disclose, share and use any personal information provided by you in connection with your Request or Application.  If you make a Request or submit an Application, you expressly consent to such disclosure and use of your personal information.  If you do not want your personal information shared as described above, then you should not make a Request or submit an Application.


If you are matched with Requested Service Providers, you expressly consent to the Requested Service Providers conducting any research necessary to provide you with quotes for your Request, or to process your Application.  Requested Service Providers may need to share your personal information to conduct such research.  If you do not want Requested Service Providers to conduct necessary research to provide you with a quote for your Request or to process your Application, then you should not make such Request or submit such Application.

Please note that if you make a Request or submit an Application on this Site, and we share your information as described above in connection with your Request or Application, you will not have the opportunity to opt out of the disclosure of your information in connection with that Request or Application.


A. Cookies, Tracking Options and California Do Not Track Disclosures

Certain parts of our Site require cookies. You may adjust your device or Internet browser settings to limit certain tracking or to decline cookies, but by doing so, you may not be able to use certain features on the Site or take full advantage of all of our offerings. Please refer to your device’s settings or your Internet browser’s “Help” section for more information on how to delete and/or disable your device or browser from receiving cookies or controlling your tracking preferences.

Our system may not respond to Do Not Track requests or headers from some or all browsers. We may use cookies or other technologies to deliver more relevant advertising and to link data collected across other computers or devices that you may use.

B. Interest-Based Advertising Choices

To understand your choices for receiving more relevant advertising provided on the Service or across other websites and online services, please review the information below:

Even if you opt out, you still may receive advertising from us that is not customized based on your Site or usage information, or advertising from other third parties if they are not a DAA or NAI participating company.

C. Opting-Out of our Marketing Communications

We provide our customers with the opportunity to opt-out of having their information used for purposes not directly related to placement, processing, fulfillment, or delivery of a product or service.  To opt-out of marketing communications or to request to be added to our Do Not Call List or Do Not Mail List, you may use one of these convenient methods:

Your instructions to limit the use of your information for these purposes will be processed as soon as reasonably practicable.  Additionally, we are not responsible for informing third parties (including without limitation our third party service providers or partners) with whom we have already shared your personal information of any changes requested pursuant to this section, or for removing information from or causing information to be removed from the databases or records of such entities.

D. Access to Your Personal Information

If this Site allows you to create an account with us, then you can review and update your personal information by logging into this Site, visiting your account profile page and making changes.  If you need to update your information after you make a Request or submit an Application through the Services, then you may contact us at the address set forth in the “Contact Us” section.

5. Your California Privacy Rights

California law allows users of this Site that reside in California to know the third parties with whom we shared their personal information for those parties’ own marketing purposes. The type of information and instances in which we share such information is detailed in this Privacy Policy. However, if you are a resident of California and you would like to know the specific companies with whom we shared your personal information and the categories of the information we shared, you may send us a written request for such information to the following address:

TZ Insurance Solutions LLC
96 Linwood Plaza #144
Fort Lee, NJ 07024
Attention: Customer Service (California Privacy Rights)

You must put the statement “California Privacy Rights” in the subject field.  We are not responsible for notices that are not labeled or sent properly, or do not have complete information.  If you have any further questions about your rights under California law, you should send us an inquiry via the methods listed above.

Non-affiliated third parties are independent from us and if you wish to receive information about your disclosure choices or stop communications from such third parties, you will need to contact those non-affiliated third parties directly.

6. Children’s Privacy

The Services are not intended for children under 18 years of age and we do not knowingly collect personal information from children under 18.  You must be at least 18 years of age to register with or use certain portions of the Services.  If you are under 18 years of age, please do not send any information about yourself to us or on this Site, including your name, address, telephone number or e-mail address.  In the event that we learn that we have collected personal information from a child, we will delete that information and otherwise comply with the requirements of the Children’s Online Privacy Protection Act and applicable law.  If you believe that we might have any information from or about a child, please contact us at the address set forth in the “Contact Us” section.

7. Data Security

We have taken certain physical, administrative, and technical steps to safeguard the information we collect from and about our customers through the Services. While we make every effort to help ensure the integrity and security of our network and systems, we cannot guarantee our security measures.

8. Third-Party Content, Links, and Plug-Ins

This Site, as well as the e-mail messages sent with respect to this Site, may contain links to third-party websites, which may have privacy policies that differ from our own.  We are not responsible for the practices of such sites, and such are not an endorsement by us of such third parties, their websites, their products, their services, or their practices. 

The Site may also offer you the ability to interact with social plugins from social media sites, which may allow us and/or the social media site to receive data from or about you. In some cases, we may know that you clicked on a social plugin, such as a Twitter Follow button, or receive other information from the social media sites. Similarly, if you have previously provided personal information to a third-party operating a plug-in on this Site, then such third-party may recognize you on this Site. Your use of social network plugins is subject to each social media site’s privacy policy, which may be different from ours, so please read these policies carefully to understand their policies and your options. As with linked sites, we have no control over the information that is collected, stored, or used by social network plugins, and are not responsible for the practices of such sites.

9. Changes to this Privacy Policy

We may amend this Privacy Policy at any time.  Amendments will take effect immediately upon us posting the updated Privacy Policy on this Site.  You are encouraged to revisit this Privacy Policy from time to time in order to review any changes that have been made. The date on which this Privacy Policy was last updated will be noted immediately above this Privacy Policy.  Your continued use of the Services following the posting of changes to these terms means you accept these changes.

10. Contact Us

If you have questions or concerns about our privacy practices or wish to make a request regarding your personally identifiable information, please contact us at:


1 Anthem “About Anthem, Inc.” (Accessed May 31, 2018)

2 You must continue to pay your Part B premium. $0 premium plans may not be available in all areas.

© 2005 - 2019 copyright of Anthem Insurance Companies, Inc. Serving Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri (excluding 30 counties in the Kansas City area), Nevada, New Hampshire, Ohio, Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), and Wisconsin.

Anthem Blue Cross and Blue Shield is the trade name of: In Colorado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI), which underwrites or administers the PPO and indemnity policies and underwrites the out of network benefits in POS policies offered by Compcare or WCIC; Compcare Health Services Insurance Corporation (Compcare) underwrites or administers the HMO policies and Wisconsin Collaborative Insurance Company (WCIC) underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Use of the Anthem websites constitutes your agreement with our Terms of Use.

Anthem-affiliated health plans are Medicare Advantage Organizations and Prescription Drug Plans with a Medicare contract. For Dual-Eligible Special Needs Plans: Anthem-affiliated health plans are a D-SNP with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem-affiliated health plans depends on contract renewal.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. The provider network may change at any time. You will receive notice when necessary.

For Dual-Eligible Special Needs Plans: This plan is available to anyone who has both Medical Assistance from the State and Medicare.

Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711). 注意:如果您使用非英語的其他語言,您可以免費獲得語言援助服務。請致電聯絡客戶服務部(聽語障用戶請致電:711)。

Y0114_18_36129_U CMS Accepted 9/18/2019